Applications assessed on individual circumstances
A Straightforward Way To Apply For
Finance.
Debt Consolidation Loans
Apply online for a debt consolidation loan assessment with Rescue Finance.
Personal Loan
Personal loans from R10 000 with online application and individual assessment.
Poor credit, blacklisted or under debt review?
You can submit an online application and wait for feedback from our team. We review the information you provide, including your past repayment record with other credit providers, recent bank statements, monthly income, current monthly commitments and supporting documents.
Feedback is normally provided within 2 to 5 hours after we receive the information needed to review your application. Applying does not mean the loan has been approved. We’ll contact you with the outcome or let you know if anything else is needed.
What you may need to apply
- South African ID or other accepted identification
- Recent payslip or other proof of income
- Recent bank statements
- Proof of residential address
- Any additional documents reasonably needed for assessment or verification
If you have settled previous accounts or completed debt review, we may ask for settlement letters or a clearance certificate where relevant.
Ready to apply? Complete the online application and we’ll assess the information you submit. Apply online or email info@rescuefinance.co.za.
Calculate Your Rate
What you can apply for
Finance options for different needs.
955 +
Loans borrowing
650 +
Success Projects
935 +
Happy Clients
Our finance options
A straightforward way to apply for finance.
Rates explained before acceptance
Online Application Access
Helpful customer support
Rates explained before acceptance
Helpful customer support
Repayment terms depend on the product
Apply online for an assessment
Home finance applications assessed individually
Customer support available
Talk to our support team
Rates explained before acceptance
Individual Application Assessment
Clear, Straightforward Process
Customers Testimonials
What Our Clients Say About Us.
Excellent service with consistent follow-ups. I’m very satisfied with the overall experience.
Exceptional service! They followed up regularly and kept me informed. I felt respected and understood despite my poor credit history
What stood out for me was how transparent and honest they were. No hassles, and they explained everything clearly. Highly recommended!
Client 5
Client 1
Client 2
Client 3
Client 4
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Our Latest Insights.
ILLUSTRATION OF THE TOTAL COST OF A PERSONAL LOAN
Disclosure Notice
➜ Repayments must be made in line with the credit agreement. Late or missed payments may negatively affect your credit record and may have consequences under your credit agreement.
➜ If your application is approved, Rescue Finance will give you the full repayment terms before you accept the credit agreement.
See the below guidelines when applying for a loan:
Implications of Non Payments
Minimum repayment period: 6 months. Maximum repayment period: 180 months. Interest rate: 5.29% per annum. The maximum APR is 32%. Your quotation will show the applicable APR, monthly repayment, repayment period and total amount repayable before you accept.
If the client can’t be found or the problem can’t be solved, it would be handed over to the internal collections department to see if a solution to the problem can be found. If an agreement can’t be reached, the lender can make use of an external collections company or an attorney.
This will lead to an increase in repayment information and interest. This will have a big influence on the clients credit score and it will be very difficult to get any more credit from any loan provider.
Monthly premiums for loan repayments will be done by direct debit order collection from the clients bank account.
Rates and total costs depend on the product, amount, repayment period and assessment. Your quotation will show the applicable APR, monthly repayment, repayment period and total amount repayable before you accept.
Annual Percentage Rate
Minimum repayment period: 6 months. Maximum repayment period: 180 months. Interest rate: 5.29% per annum. The maximum APR is 32%. Your quotation will show the applicable APR, monthly repayment, repayment period and total amount repayable before you accept.
Renewal Policy
If you are up to date with your repayments, you may apply again when you need another loan. A new application will be assessed using your current profile, affordability and the information provided at the time.
⚠️ Important Notices
1. Loan Repayment Responsibility
It is your responsibility to repay your loan on time. Failure to do so may result in your information being reported to the Credit Bureau, which can negatively impact your credit record.
2. Customer Support & Complaints Hotline
📞 +27 (21) 300 4933 | +27 638 015 588
🕒 Monday to Friday | 08:00 – 17:45
🛑 Disclaimer
Rescue Finance assesses each application using affordability, verification and applicable lending criteria. Final decisions are made after the required checks; we’ll confirm the outcome after the required checks are complete.
⚠️ Public Warning: Beware of Scams on Facebook
We have received reports of fraudulent accounts on Facebook claiming to represent Rescue Finance. Please note that:
🚫 Rescue Finance does not operate on Facebook and we do not offer loans or communicate through Facebook.
⚠️ Do not respond to anyone claiming to be from Rescue Finance who contacts you through TikTok, Facebook or WhatsApp.
💬 Our only official WhatsApp chat is available through our website: www.rescuefinance.co.za.
For your safety, please make sure all communication and applications are done directly through our official website only.
✅ If it’s not from our website — it’s not us.
Stay alert and protect yourself from scams.